交通銀行信用卡分期付款:期數(shù)有3期/6期/9期/12期/18期/24期有六種,每期手續(xù)費0.72%。
選擇期數(shù)越多,所支付手續(xù)費就越多。
例:3期 共支付手續(xù)費:2000*0.72%*3=43.2元。
24期 共支付手續(xù)費:2000*0.72%*24=345.6元
分期付款每期應(yīng)還款公式:分期付款金額/相應(yīng)期數(shù)+分期付款金額*每期手續(xù)費=每期分期付款應(yīng)還款。
3期 分期付款每期應(yīng)還款:2000/3+2000*0.72%=681.07 手續(xù)費共計:43.2
6期 分期付款每期應(yīng)還款:2000/6+2000*0.72%=347.733 手續(xù)費共計:86.4.
9期 分期付款每期應(yīng)還款:2000/12+2000*0.72%=236.622 手續(xù)費共計:129.6
12期 分期付款每期應(yīng)還款:2000/12+2000*0.72%=181.066 手續(xù)費共計:172.8
18期 分期付款每期應(yīng)還款:2000/12+2000*0.72%=125.511 手續(xù)費共計:259.2
24期 分期付款每期應(yīng)還款:2000/12+2000*0.72%=97.73 手續(xù)費共計:345.6